Warren Sanders Insurance Agency has been in business since 1988. As local Round Rock residents ourselves, we are dedicated to protecting your home and your neighbors in our community.
What is Home Insurance?
Home insurance is a contract between an individual and a insurance company. The policy holder agrees to pay an amount for coverage to their home. No two homeowner policies are created the same, just as no two homes are created the same. You can customize your homeowner’s policy to fit your home, and also select different levels of financial coverage.
Warren Sanders Insurance are the homeowner’s insurance experts in the Austin Texas area and Round Rock area. Let us help you create a homeowners insurance policy that covers your home at a competitive rate and is unique to your home, family, and financial situation. When choosing a homeowners policy these are some of the main points that you need be aware of.
First, homeowner’s insurance protects your home against loss. Homeowner insurance policies cover your home if it were to be damaged or destroyed by fire, theft, or wind from severe storms. The last thing you want to do is assume that your homeowner insurance has enough coverage against these kinds of damages, since it can be very expensive to repair.
Some additional coverages our clients have purchased are Flood Insurance, Renters Insurance and Dwelling Fire Insurance.
Why Do I Need Home Insurance?
If you are concerned that your home could be damaged in a flood, this is not covered in homeowner policies. If that is a concern then we suggest looking into additional flood insurance, since a lot of people assume it’s in a home insurance policy only to find it’s not when it’s too late.
There is also the issue if your home were to be burglarized or vandalized, homeowners insurance also covers damaged caused to lost and/or damaged items in your home. If you have a lot of expensive items in your home, getting good amount coverage is a smart idea.
Beyond protecting your home, a homeowner’s insurance policy covers you against any liability claims. So if someone were to get hurt on your property you might be liable for any medical costs and lawsuits that might result. Medical costs these days can be extremely expensive, not to mention if it ever went to court, legal counsel can be just as expensive. This isn’t something that anyone thinks could happen to them, but if it were to, it could hurt you financially. The right amount of coverage doesn’t have to be expensive either; we can help you find the homeowner coverage that best protects your assets.
How Do I Get Home Insurance?
There is nothing better than being able to go to bed each night knowing that in case something were to happen, you are financially covered. That’s where homeowners insurance comes in. To get a free homeowners insurance rate quote just Click Here to get started. For more information on home buying insurance guide, click here.
Warren Sanders Insurance Agency is located in Round Rock, Texas and serves clients in surrounding communities such as Austin TX, Georgetown TX, Cedar Park TX, and Leander TX.